You plan to purchase a $200,000 house using a 30-year mortgage obtained from your local credit union. The mortgage rate offered to you is 6.50 percent. You will make a down payment of 20 percent of the purchase price.
Using an excel spreadsheet and the guideline from “Amortization Schedule Guideline” posted on eCampus:
a. Calculate your monthly payments on this mortgage.
b. Construct the amortization schedule for the first 36 payments.
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